Fred Hammond received his advanced accounting and finance training over the course of his thirty-five year banking career. He is licensed to teach at the community college level in the areas of banking, finance, real estate and escrow. He began his career in 1965 with Security Pacific National Bank. He has also worked for Solano County Bank, as Vice President and Manager then, for Gateway Realty, in the area of Investment Real Estate Sales. Mr. Hammond went on to work for the First Interstate Bank of California serving as Vice President and as Real Estate Loan Manager for sixty branches. He also owned a business, Executive Financial Services, LLC and has served as Vice President and Assistant Credit Administrator with Delta National Bank. From May 2002 to December 2017, he served as Executive Director of Operations for Quail Lakes Baptist Church and currently serves as Financial Assistant.